Investment

A tax-efficient investment that helps you save for retirement, on its own or alongside your employer's retirement fund.

• Investment growth is tax free and contributions can be deducted from your taxable income
• Savings are preserved until age 55, protecting your capital for retirement

A retirement savings investment that provides a lump-sum enhancement to your savings at your selected retirement date. Built for Discovery Life Plan owners who want to get more out after they retire.

A regular income during retirement, tailored to your individual needs and funded from your pension, provident, preservation or retirement annuity savings.

• Draw an income of between 2.5% and 17.5% of your investment value a year
• All investment growth is tax free; income is taxed at your marginal rate
• Your remaining investment value passes to your beneficiaries

A guaranteed income for the rest of your life, so you know exactly what you will receive in retirement.

• Choose a guaranteed term so your dependants keep receiving the income
• Single-life or joint-life options
• Choose the rate your income increases by each year

A medium to long-term savings plan, ideal when you can stay invested for at least five years. Well suited to goals like a child's education or an overseas trip.

• Particularly tax efficient at an average tax rate of 30% or more
• Nominate a beneficiary to make estate planning simpler

A medium to long-term investment giving you access to a wide range of international options, with a simple structure for holding offshore assets.

• Optimal tax and estate structuring with investment liquidity
• Cost-effective international investment options

The Recurring Global Endowment lets you invest monthly in US dollars with ease.

• Three risk-profiled dollar investment choices, dynamically rebalanced for your risk profile
• Contributions are deducted in rand and invested globally in dollars
• Taxation is handled in dollars on your behalf

Open a Discovery Bank Tax-Free Demand Savings Account in minutes and let your savings grow untouched by tax.

• Earn competitive interest on your savings, tax free
• Pay zero monthly fees
• Instant access to your money when you need it

Keep your retirement savings invested when you leave an employer through resignation, dismissal or retrenchment. Your pension or provident fund savings stay preserved until you retire.