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Life Insurance
Life cover is a promise to the people who depend on you. We structure it so the promise holds: personally, in dollars, and in business.
What we offer
01Essential Plan
Flexible and cost-effective cover with market-comparable benefits.
- Up to 42% upfront and ongoing premium discounts
- Up to 7.5% of your premiums back in Discovery Miles
- Death, disability, severe illness, loss of income, child and spouse benefits
02Classic Plan
Market-leading, comprehensive cover for you and your family with award-winning benefits.
- Up to 48% upfront and ongoing premium discounts
- Up to 100% of your premiums back in cash with the PayBack benefit
03Purple Plan
Bespoke local and global cover for high net worth individuals with R10 million or more in life cover.
- Up to 7.5% of life insurance premiums back in Discovery Miles
- Convert all or part of your rand cover into dollars with the Dollar Swap option
04Dollar Life Plan
Authentic offshore risk protection that pays out in US dollars, protecting your family's purchasing power.
- Up to 50% of your premiums back in dollars with the PayBack benefit
- Lock in your dollar-rand exchange rate for the first nine years of your policy
- Death, disability, severe illness and education cover, all paid out in dollars
05Education Protector
Covers your children's education fees if you die, become ill or disabled. From crèche to university, locally or abroad.
- Fund up to 100% of your children's tertiary fees by leading a healthy lifestyle with Vitality
06Business Insurance
Key-person cover, buy-and-sell agreements and contingent liability protection for business owners.
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